Personal Investments • VUSXX
How often does VUSXX pay interest and how often does the yield change ? Is this the best money market to keep your cash right now ? What are some of the advantages or disadvantages compared to other...
View ArticlePersonal Finance (Not Investing) • Re: Why Emergency Fund?
My emergency fund is mostly in CDs. I have enough cash on hand to cover something like a car repair bill but if something really major happened to the house it's possible I may need to cash out some...
View ArticleInvesting - Theory, News & General • Re: For cash equivalent, T-Bills or...
I would just use a money market fund if you want a cash equivalent.Statistics: Posted by Tom_T — Wed Feb 28, 2024 5:44 am
View ArticlePersonal Finance (Not Investing) • Re: best method to pay taxes balance due
I use my cash back credit card, the reward is higher than the fee in my caseStatistics: Posted by flyingcows — Wed Feb 28, 2024 5:44 am
View ArticlePersonal Consumer Issues • Re: rider mower club cadet or john deere
Consider going to your local outdoor power equipment supply store over big box. They are generally built better with higher quality parts. Also, I'd go zero turn.Statistics: Posted by YeahBuddy — Wed...
View ArticlePersonal Investments • Re: Has anyone invested in marijuana stocks?
I didn't put all my money into weed stocks like Aurora or Canopy, but I tried something a bit different.Statistics: Posted by evanft — Wed Feb 28, 2024 5:44 am
View ArticlePersonal Investments • Re: VUSXX
Daily.It is a fine solid choice in the realm of many fine solid money markets.Statistics: Posted by alex_686 — Wed Feb 28, 2024 5:45 am
View ArticlePersonal Consumer Issues • Re: Lexus Hybrid (Sedan or SUV)
I have a 2023 RX350h (hybrid) that just became a year old. I love this vehicle. Been a Lexus owner since 1989. I will grant you that going uphill, the engine is slightly louder than I'd like, but...
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Personal Consumer Issues • Re: What frugal thing did you do today?
Donated unwanted, great condition cat toys (our cats are spoiled! ) to the local animal shelter.Don't they make into toys a lot things you don't want them to view as toys??!!!!When I bought my two...
View ArticlePersonal Investments • Re: First Post, Am I too late?
As business owners, have you started a 401k or other plan? As they say, put your own oxygen mask on first. You should look into this before you begin funding 529 plans.This.You are not helping anyone...
View ArticlePersonal Investments • Re: Change in name of payer
Now what? Our payments this month are exactly the same as last month, and on time--they haven't corrected the small overpayment or tried to claw back the previous small overpayments--but the identity...
View ArticleInvesting - Theory, News & General • Re: Retirees apparently tend to...
I've found retirement to be surprising in terms of the type of spending more than the amount. I hadn't predicted that after several years I would have spent more on taxes than on everything else...
View ArticlePersonal Finance (Not Investing) • Re: Cost of health care in retirement
Current part B Medicare premiums are $174.70 per month per individual, so you need to use your imagination to believe they won’t increase. Based on that & using a modest $200/month per retiree as...
View ArticlePersonal Investments • Re: When to Sell T-Bill Position?
I think the OP is misinterpreting what the "gain" actually means. OP, you can demonstrate for yourself: pretend you sell the bond today. You have X. Then pretend you get money market interest on X for...
View ArticlePersonal Finance (Not Investing) • Re: Splitting a pension benefit with...
If you choose to make the payments more “equal”.,,Could you adjust the 401k distribution and give more to the other heir and you just keep the full pension distribution? I would not pay/waste a bunch...
View ArticlePersonal Consumer Issues • Re: When do electric cars stop making sense?
At 40 or 50 cents/kWh I can't imagine a solar + battery system won't pay itself off in 5 years maybe less. We have a couple EVs and solar + battery system; both EVs are nearly 100% solar powered.This...
View ArticlePersonal Finance (Not Investing) • Re: Cloud based backup options for...
Yes - I use backblaze BUT I supply the key and since the encryption is done client side only encrypted files land on their servers. It limits the functionality on their website but I don't care about...
View ArticlePersonal Investments • Re: RSU..new to these types of benefits
Your understanding is correct.My employer’s brokerage lists the RSU sale cost basis on a “Supplemental Information” page in the 1099. However Supplemental Info does NOT get sent to tax software, nor...
View ArticlePersonal Consumer Issues • Re: Best way to sync files between multiple...
I use Google Drive and have the Google Drive client installed on my computers. I have the Google Drive client configured to locally cache the files, so each computer will automatically download...
View ArticlePersonal Finance (Not Investing) • Re: Medicare: 64 Year Old Eyeing 2025...
I'm also using traditional:Medicare part b: $174.70 Plan g hd united american: $48.00Part d silverscript: $9.90 with all prescriptions at $0The past two years I have yet to exceed the part b...
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